YOUR HOME. YOUR NEXT CHAPTER.
Little steps.
A clearer way home.
Make sense of Canadian mortgage rules, work through the numbers, and know what to prepare next.
- Clear explanations
- Useful numbers
- Your pace
Income. Down payment. Room to live.
Hey, I’m Mitey. Let’s work it out.START WITH A QUESTION
Put a little clarity in your corner.
Editable assumptions. Clear methods.
Figures you can take with you.
FIND YOUR STARTING POINT
Different paths. A helpful place to begin.
Your first home
Build a Canadian homebuying plan around documented income, the right down payment and room for the costs after closing.
Self-employedSelf-employed income
Make your business earnings understandable without confusing revenue, taxable income and lender-recognized income.
Rental propertyRental-property finance
Keep rental-property cash flow and household qualification separate. Neither can be reduced to a fabricated approval percentage.
CreditCredit preparation
Focus on accurate reports, consistent payments and manageable debt without expecting a promised score increase.
Moving countriesNew to Canada
Separate permission to purchase from eligibility for financing, and prepare evidence that bridges countries.
CLEAR ENOUGH TO QUESTION
Your numbers.
The working stays visible.
Canadian assumptions stay Canadian. The US edition has its own guidance and arithmetic.
- Explore a scenarioTools calculate; they do not approve a loan.
- Follow the methodSources, definitions and omitted costs are visible.
- You choose to shareA worksheet never silently becomes a lead.
PREPARE FOR A BETTER CONVERSATION
Small details that make the next step clearer.
Documents to prepare
Keep a clear trail from your income and savings to the application your lender will review.
Self-employedIncome evidence
Build a supported bridge from filed Canadian business records to the income a lender will consider.
PreparationYour document plan
Give every requested item an owner, a date and an outstanding question so the file stays clear through closing.